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Islamic Credit Cards
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Warba Bank · Fully Islamic bank

Visa Infinite

Warba Travel Points: 3 per KD local, 8 per KD international, convertible to miles or hotel points

VisaInfinite
Annual fee
Not published
Profit rate
0%

a month on the outstanding balance

Minimum income
Not published
Rewards
Reward points

Read it from the source

What makes this card Islamic

The bank does not name the contract

We could not find Warba Bank stating which Shariah contract this card is built on. That is not the same as saying the card is non-compliant, but it does mean you cannot check the reasoning for yourself. Ask the bank which structure it uses, and for its Shariah board’s approval, before you apply.

Approved by Sharia Board, under the supervision of Central Bank of Kuwait (CBK).

What it costs

Every figure below comes from Warba Bank’s own published documents. Where the bank does not publish a number we say so rather than estimate it.

Annual fee
Not publishedNo fee is published on the product page and Warba publishes no separate credit-card tariff row for this card. Not recorded rather than inferred.
Profit rate
0% a month on the outstanding balance0% a year as stated by the banksource
Cash withdrawal
Not published. Warba's fee text (“KWD 6 per transaction… an additional 2.5% currency conversion fee”) appears on its other card pages and product PDFs but NOT on this card's page, and this card has no product PDF. Carrying the sibling figures across would attribute a number to a document that does not contain it.
Late payment
Not published

What you get back

Other benefits

  • Unlimited airport lounge access for cardholder plus 2 guests
  • 24/7 travel concierge
  • Multi-trip travel insurance covering medical expenses up to US$2.5m
  • YQ Meet & Assist at 450+ airports; Visa Luxury Hotel Collection (900+ hotels)
  • Fraudulent card misuse cover up to US$3,000 per incident, US$5,000 annually

Where these figures come from

Last checked against Warba Bank’s published documents on 2026-08-17. Banks change fees without notice, so treat the bank’s own document as the final word, not this page.

  • “"Unlimited Complimentary Airport lounge access for Cardholder +2 guest (total 3 passengers)." — Warba Visa Infinite product page”
  • “"Earn 3 Travel Points on local purchases and 8 Travel Points on international purchases and convert them to airline miles or hotel points." — Warba Visa Infinite product page”
  • “"Covers medical expenses up to $2.5M, trip cancellation, baggage loss, and more for cardholder + family." — Warba Visa Infinite product page”
  • “"Sharia compliant credit card with no profit added" — Warba Visa Infinite product page, Additional Benefits”

What we could not verify

Warba Bank does not publish annual fee, supplementary card fee, minimum income, eligibility conditions, shariah contract, shariah board, minimum age, maximum age, late payment fee, over-limit fee, replacement card fee, takaful cover, cash withdrawal fee, foreign currency markup, apr for this card, so we have left those blank rather than guess. If you need one of them, ask the bank directly and hold them to the answer in writing.

Compare with other Kuwaiti Islamic cards

Boubyan Bank

“Oasis Club” Visa Infinite

Kuwait Airways Oasis Club miles on everyday spend

Annual fee
Not published
Profit rate
0% /mo
Minimum income
Not published
Structure
Qard Hasan
Air miles

Full breakdown

Boubyan Bank

Visa Infinite

Boubyan Rewards points, redeemable for flights, hotels, car rentals and gift cards

Annual fee
KD 250
Profit rate
0% /mo
Minimum income
Not published
Structure
Qard Hasan
Reward points

Full breakdown

Kuwait Finance House

Visa Infinite Metal Veneer

Up to 6% cashback on eligible purchases per month

Annual fee
No annual fee
Profit rate
Not published
Minimum income
Not published
Structure
Not stated
Cashback

Full breakdown